Tips To Save Time And Money at Christmas

Tips to Save Time and Money At Christmas

Do you spend too much at Christmas?  I’m talking time, money, and sanity!  We definitely do.  Even when we try to cut back, it never seems to work out.  And while Christmas is supposed to be the most wonderful time of the year, it’s also the busiest. (With back-to-school cutting a close second!)

While I do love Christmas – the visiting, eating, and even the presents – I don’t love the clutter and mess, the frantic rush to get everything done, and then the let down when I didn’t get those cookies baked, or find just the right gift.

Here are a few things I’ve learned to help you save time and money at Christmas:

Buy those school photos

Every year we give out the girls school photos to all our family and friends.  It’s an easy gift, and you can pair with the handmade crafts I talk about in the next point below.  We also include them in Christmas cards for far away folks that we may not see often.  It’s great to share new photos of the girls each year.  There are still a few people out there who aren’t on Facebook!


Grandparents love this stuff, and it gets the paper clutter down in your home.  If you don’t have enough ready-made arts and crafts from school and daycare, you can also buy craft kits and have a fun Saturday afternoon. Making foam ornaments (or whatever) is fun for the kids, and then you can include with those school pictures you already have to give out. (I think I said that already in the first point above.)

Save Time And Money At Christmas
Christmas Card 2016 – Created in Canva!

Make your own photo cards

Last year I used Canva (no affiliate link, just like them!) and uploaded my own photos.  We printed them at a camera store and boom, cards ready to go.  We used to make them at a Walmart kiosk, but there is often a lineup and I hate queueing up for that stuff.  Honestly, the outcome was not as crisp, but it was quick and easy for us.

Cut back

We are always trying to reduce our clutter, but it’s such a struggle.  Then along comes Christmas and BAM! more “stuff”.  While I love fun gifts like Pop! dolls and such, we have nowhere to keep them. The kids are even out of room for more toys – of any sort!  This year we are going to Florida for March Break, so we told the girls there will be fewer gifts.  Our trip is our big gift for everyone.  And now that they’re older they understand that.  But Santa still has to bring them a few things…

Be specific:   

When people ask you what you want for Christmas, tell them!  This year I’m telling people edible gifts (snack foods, gourmet treats) and a few items of clothing.  (I need new “around the house” pants because mine have all developed holes in the last few months!)  It’s okay to be specific, and to say you don’t want knick knacks.  Come up with a few books, a movie, something you really need around the house – that way you’re ready when some one asks what you’d like.

If possible, go no gifts

This is an amazing option for saving everyone time and money.  (I don’t mean for your kids, but other grownup family members, or close friends etc.)  Spend more time together.  Cook some great meals.  Do a cookie swap evening.  Getting together over the holidays is more fun when there isn’t a stressful lead up by the need to find the “perfect gift.”  My sister and I do this, and it’s great.  I really wish I could convince others to go with no gifts as well.  Then it would be even easier to save time and money at Christmas!


Tips To Save Time And Money At ChristmasTell me your tricks to get your holiday self together without spending your entire bank account, or going completely crazy from being way too busy!  Even the tiniest tidbit about how you let the kids wrap gifts without stepping in and helping (by taking over and doing it yourself), and how that totally works for you.  I’m ready to be inspired, so hit me up in the comments!


PS – Jump over to my post from last year where I talk about how I survived the holidays.  I share a few things I did (and didn’t do) to keep myself sane…



Spread the love

You may also like


    1. Really? I think they still do school photos in secondary school here. They did when I was there. (But that was a few years ago…) You can always try snapping your own photos of your kids. I use those photos for my Christmas cards!

  1. We meal plan for Christmas knowing exactly what we need and buy that it really helps not over shopping. The children get gifts but we are careful to not go over the top and have decided to only buy gifts for children with my side of the family not helped by my and youngest sons birthday being December #stayclassymama

  2. The no gift one is good. We have an agreement amongst friends that we don’t do gifts except for a silly £5 secret Santa lucky dip. We only really splash out on the kids and each other (but our gifts to each other are things we need…I’m getting a mixer this year!). Family gifts are kept small, and the emphasis is placed on time together instead.

  3. Years ago my husband I realized that we buy what we need and neither of us wants more “stuff”. So I gave us a $25 limit for each other. It requires us to be totally creative.

    Sometimes it’s a few used books on a theme, one year he bought me a whole set of colored pens and made me find each of the 50 via scavenger hunt, last year it was a month of picnics planned, one year I made him a Moroccan cookbook and made all of the common spice mixes and sauces.

    We both have a lot of fun planning out our gift to each other and we are always really excited to see what they other came up with on Christmas morning! Way better than a sweater I could have bought myself!

  4. These are great tips! We are unfortunately at about a $0 budget for Christmas this year. We only plan to buy a gift and a couple stocking items for our son, and probably one gift exchange gift for my family. I was thinking of using Canva for Christmas cards as well. Did you just print them on 4×6?

    1. I created the image and then emailed it to a photo printing store. But you could easily do that. Canva has different size options, so you can poke around there to help you decide how to print them.

  5. Great tips. We’ve been trying to persuade our family to not bother with gifts for adults for years with varying success. There is nothing we want or need that we can’t just go out and get ourselves and I’d rather make a bigger fuss of the kids in the family.
    Thank you for joining #FamilyFunLinky x

    1. Sometimes it’s hard to convince others – I find the same. I think for some the opening of gifts is an integral part of Christmas. I don’t need a ton of gifts though. (Especially when I’m trying to cut down on clutter!) Thanks for the comment Alana!

  6. Some fantastic tips. I have to agree, with the clutter & also with being specific. My there half always tells me off for having too much clutter. I’ve had a good clearcut recently and got some money back form selling things on eBay. Secondly, I do agree – you have to be specific. something Im still learning. I don’t want to be rude, after all 🙂 I now make a list of gifts at different price points 🙂 that helps.x

  7. We make our own photo cards too which are definitely cheaper than buying Christmas cards. The problem is now that the postage is so high!

    My husband and I have agreed not to buy each other gifts this year. He works so hard that our family time will be a wonderful gift this year 🙂


  8. What I always realize, the kids always remember the experiences vs. the gifts. Time together, well spent(pun intended) is priceless. All great tips. Thanks for easing some of my holiday anxiety that happens every year. xo #FabFridayPost

  9. I love these ideas. Ethan’s school have each child design their own Christmas cards every year and they sold the to raise money for the school. Their not cheap but not too expensive, but it does save a lot of time looking about for the perfect one. Thank you so much for linking up with us on #FabFridayPost xx

  10. These are fantastic tips. I love the idea of homemade gifts and I’m trying to slowly shift that way – but since we already bought all the gifts needed for this year it will have to wait until next year. Asking for specific items is great as well, especially if they are things you need.

    1. I’m glad you liked my post Sarah. For me Christmas is more about spending time together than gifts. But there are lots of ways to keep it more budget friendly, if you’re going to be doing a lot of buying. I hope you can use a few of my suggestions in the future!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.